? HVAC Financing Options | Baptist Heating & Air | Indianapolis
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Flexible Financing Available

A new HVAC system is a significant investment. We offer financing options so you can get what you need without waiting.

Don't Let Cost Delay Comfort or Safety

A new HVAC system often runs $5,000 to $12,000 or more depending on the home and equipment. We understand that's not always money you have available — especially when the old system fails unexpectedly in January or July.

We offer financing to qualified customers through reputable lenders so you can get the system you need now and pay for it over time.

How It Works

  • Financing is available on new system installations
  • Subject to credit approval through our lending partner
  • Ask about current terms, rates, and any promotional periods when you call for your estimate
  • We'll walk through the numbers with you — including tax credits and utility rebates that can reduce your financed amount

Stack With Tax Credits

Federal tax credits of up to $2,000 (heat pumps) or $600 (furnaces/AC) are available on qualifying equipment through 2032. If you're financing, applying your tax credit refund toward your balance can meaningfully reduce what you owe.

See current rebates and tax credits →

Ask us about financing when you call for your free estimate. We'll tell you what terms are currently available and help you understand the total cost — including credits and rebates — before you decide anything.

317-782-1900

Get a Free Estimate

We'll evaluate your home, recommend the right system, explain financing options, and show you exactly what credits and rebates apply — all at no charge.

317-782-1900 Schedule Online

Payment Options

  • 💳 Financing (subject to approval)
  • 💳 Major credit cards
  • 🏦 Check
  • 💵 Cash